Insurance Fraud Basics
What Is Insurance Fraud and How Does It Affect You?
What is insurance fraud? Learn hard versus soft fraud, the main types, what fraud is estimated to cost, the penalties, and who investigates it.
Updated Oct. 20, 2026
Our reporting and explainers on insurance fraud: how the schemes work, the warning signs, and where to report.
What is insurance fraud? Learn hard versus soft fraud, the main types, what fraud is estimated to cost, the penalties, and who investigates it.
Preventing insurance fraud starts with knowing the schemes. See how insurers detect fraud, what the penalties are, and simple steps to protect yourself.
How to report insurance fraud in the U.S.: the warning signs, what to write down, and which official channel takes each type of report.
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